About the job
Extensive knowledge in the below fields is :
Central Bank regulations on Mortgage Provision in UAE Residents/Non Residents
Off Plan/Completed properties.
Banks documentation to assess customer profile
Various Banks in UAE Conventional/Islamic and their policies and procedures with detailed Documentation requirement to
Apply for a mortgage
Calculation of DBR Debt Burden Ration that determines how much a customer can get a mortgage
Understanding of customers Credit Report scoring and how to improve if there is any issues like over exposed credit cards /personal loan etc.
Credit norms of banks Property Details/status of completion
Understanding of Damac Projects
Status of completion
Current banks valuation for such properties.
Training on Sales force
To Register and raise a R for a customer
Follow up and track banks requirements
Upload and close file to other departments upon approval
Track status of DSR Developer Self Registration to close bank approval and collect our payment
Audit, Financial Skills
Precision and reliability; ability to work autonomously
Good communication skills
Education & Experience:
Any Graduation degree
Experience in Banks mortgage department / Real Estate.
Experience in Banks Broker Channel is a Must.
5-10 years of progressively responsible professional experience in Mortgage.